Order blank check stock before 2:00 PM EST Monday through Friday and we print and ship the same business day for next business day arrival. Shipping is free.
Cutoff: 2:00 PM EST, Monday to Friday, excluding holidays
Shipping cost: Free, including next day delivery
Carrier: UPS Overnight Air, guaranteed by 10:30 AM in most commercial areas
Positions: Check on top, check in middle, check on bottom, three per page
Printer: Home or office laser printer
Best for: Multiple bank accounts and higher volume printing
Guarantee: On time shipping, backed by a refund if our production causes a delay
Blank check stock is security paper formatted to a standard check layout but supplied without your bank details printed on it. You add the bank information, payee, amount and signature line yourself using check printing software, so one box of paper serves every account you hold.
That is the fundamental difference between blank check paper and pre-printed checks. With pre-printed stock, your routing and account numbers arrive already applied and the box works for one account only. With blank stock, the paper is generic until your software prints on it.
For businesses managing several bank accounts, subsidiaries or client trust accounts, that flexibility is the whole argument. Instead of holding separate boxes for each account, you hold one supply and let the software handle the difference.
When Blank Checks Make Financial Sense
Blank check stock earns its place in three situations. You print for more than one bank account. You write enough checks that per unit cost genuinely matters. Or you want control over the full face of the check rather than working within a fixed pre-printed design.
If you print from one account at moderate volume, pre-printed computer checks are usually simpler, since there is no software or toner requirement. If you write checks by hand, manual business checks remove the printer from the equation entirely.
You need three things: blank check stock, check printing software that supports MICR fonts, and MICR toner in your laser printer. The software lays out your bank details and payment data, and the MICR toner prints the magnetic characters banks read along the bottom edge.
MICR Toner and Why It Matters
The line of characters running along the bottom of every check is the MICR line, short for magnetic ink character recognition. Bank processing equipment reads it magnetically rather than optically, which is why it has to be printed with MICR toner rather than standard toner.
Skipping this step is the most common mistake first time blank stock users make. Checks printed with ordinary toner often look correct but get rejected or manually handled at the bank, which defeats the purpose.
If sourcing MICR toner and configuring software sounds like more effort than you want, pre-printed stock arrives with the MICR line already applied. Our computer checks need no special toner at all.
Which Software Works With Blank Checks?
Our blank check paper is formatted to work with popular accounting programs, and you specify your software when ordering so we supply the correct layout. It is compatible with accounting software including QuickBooks.
If you would prefer stock that arrives ready to use with your program, we also carry QuickBooks checks, Xero compatible checks, Quicken compatible checks, MYOB compatible checks, Yardi compatible checks and Deltek compatible checks. Browse the full range on our accounting software checks page.
Do You Need a Special Printer?
A standard home or office laser printer handles blank check stock. What changes is the toner cartridge, not the machine. Load MICR toner, set your printer to print at actual size rather than scaling, and run a test on plain paper before committing real stock.
Your check printing software decides the position, not your preference. Match the layout your software expects and the fields will land correctly on the first run.
Blank Check on Top
The check body occupies the top of the sheet with the remaining area available for remittance detail. This is the most widely used position for accounts payable and payroll printing. Customization options are available and bulk orders attract volume discounts. Order blank checks on top.
Blank Check in Middle
The check body sits centrally, balancing value and efficiency for businesses that want detail above and below the payment itself. Select your color and software and we handle the compatibility. Order blank checks in middle.
Blank Check on Bottom
The check body prints at the foot of the sheet, which streamlines processing and makes filing the upper portion straightforward. Pick a color, specify your software, and your order goes into production. Order blank checks on bottom.
Blank Checks Three Per Page
Three checks to a sheet, which is the most economical option per check and the natural choice for higher volume printing. Available in a range of colors. Order three per page blank checks.
Reordering? Match the position you already print and keep your check number sequence running so your reconciliation stays unbroken.
Blank stock carries its security in the paper rather than the printing, because the printing has not happened yet. Our blank laser checks include advanced security features so you can print with confidence.
This matters more with blank stock than with pre-printed checks. Unprinted check paper sitting in an office is a more attractive target than a box tied to one account, so storage discipline is worth attention. Keep stock locked away, log the sequence numbers you hold, and reconcile against what you have printed.
For payments where you want the strongest protection, consider pairing blank stock with an endorsement stamp for controlled deposits.
Yes. Order before 2:00 PM EST on a business day and your blank check stock ships the same afternoon, arriving the next business day. Shipping is free, including overnight, with no minimum order and no subscription.
What Is the Cutoff?
The cutoff is 2:00 PM EST, Monday through Friday, excluding holidays. Three windows determine when your order leaves the building.
Before 2:00 PM EST. Ships the same day, arrives next business day, free.
Between 2:00 and 5:00 PM EST. Ships the next business day at no cost. An optional $25 rush fee can still put it on track for next business day arrival.
After 5:00 PM EST. Ships the next business day, free.
Weekend and legal holiday orders cannot be guaranteed for next day arrival, though they normally ship first thing the next business day. Full terms sit in our shipping policy, and today's shipping cutoff explains how timing changes your arrival date.
How Does It Ship?
Next day eligible orders travel by UPS Overnight Air, and UPS guarantees delivery by 10:30 AM in most commercial areas. Additional checks and non rush reorders move by UPS Ground within three business days, with shipping free either way.
We guarantee to ship on time. If a delay begins in our production department, we refund based on when your package actually arrives.
Blank stock rewards ordering ahead. Because the paper is not tied to a specific account, a larger order does not commit you to anything except paper, and volume discounts apply on large orders.
When you order, tell us your position, your color preference and the software you print from. That is all we need, since your bank details are added by your own software rather than by us.
Mailing the checks you print? Add double window envelopes or self seal double window envelopes to the same order to keep everything on one shipment and one delivery date.
Blank stock gives flexibility and lower unit cost, at the price of needing software and MICR toner. Pre-printed checks give convenience, at the price of one box per account.
Printing from accounting software for a single account? Computer checks arrive ready to run with no toner requirement. Using QuickBooks specifically? See QuickBooks checks.
Writing by hand? Manual business checks need no printer at all. Need checks on a personal account? See personal checks. To weigh every option together, start at business checks.
Running out of blank paper stops every account at once, which is exactly why it tends to be noticed at the worst moment.
Order before 2:00 PM EST today and it ships this afternoon for next day arrival. Keep the order straightforward to protect the timeline, and check your delivery address carefully, since an address correction is the most common cause of a missed overnight delivery.
See rush blank checks for the fastest route, or read how rush check printing works and what to do when you are out of checks today. Our guide to next day delivery for checks covers the timing rules in detail.
We have printed and shipped business checks since 1997, and the business is built around one promise rather than a broad catalog. Your order prints today and arrives tomorrow.
Shipping is free, including next day, so speed carries no premium. The production cutoff is published at the top of every page so you always know where you stand against today's deadline, and we back it with an on time shipping guarantee.
Orders are placed online, which keeps processing quick and accurate. We accept all major credit cards and PayPal. Sales tax applies only to orders shipped within New York State, and exemption forms can be emailed after checkout.
Questions first? Email [email protected], read more about Checks Next Day, or browse our frequently asked questions.
